mzminnie,
I get your problem, and had a very similar problem. Go to
http://www.creatingplaylist.com where you can see some examples of website playlist and see if that's what you're trying to accomplish. If it is, they can help you there.
I was looking for a playlist that would handle video and MP3's in the same playlist, and that allowed me to use my own images. I wanted this for an online business I have so I could show testimonials, both video and audio.
Anyway, that's how I resolved my problem. They do charge for the course so I was hesitant even replying to your plea for help due to forum's guidelines, but somebody else referred me to
http://www.creatingplaylist.com which was exactly what I was personally looking for and from what you're looking for sounds like that would be your solution too.
Good luck!